{"success":true,"message":"Payment Service API","version":"1.0.0","timestamp":"2026-04-17T09:59:30.757Z","environment":"production","endpoints":{"payment":["POST /payment/initialize","GET /payment/verify/:reference","POST /payment/webhook","GET /payment/status/:reference","POST /payment/refund/:reference"],"user":["GET /user/balance","POST /user/withdraw","POST /user/transfer","GET /user/transactions","GET /user/history"],"business":["GET /business/earnings","POST /business/payout","GET /business/payouts","GET /business/reports","GET /business/transactions","GET /business/analytics","GET /business/customers","GET /business/settings","PUT /business/settings"],"internal":["POST /internal/payment/confirm","POST /internal/wallet/credit","POST /internal/wallet/debit","POST /internal/commission/calculate","POST /internal/settlement/process","GET /internal/health","POST /internal/notification/send"]},"documentation":{"swagger":"/docs","health":"/health","status":"/status"}}